Stefan Kröpfl is the Global Head of Life Business Analysis at Zurich Insurance for which he ensures the long-term sustainability of the Life insurance portfolio and supports the delivery of the financial plan. He provides oversight over product profitability and supports business units to enhance the sustainability and customer value of their Life businesses. Since 2015, he has been part of the team of Zurich and Oxford University working on “Income Protection Gaps” and “Agile Workforce Protection”. Stefan also is a member of the Standing Committee Future of Pensions of PensionsEurope and he served on the World Economic Forum Expert Committee on Retirement Investment Systems Reform.